Life Insurance with Living Benefits
Life Insurance with Living Benefits provides financial support while you’re still alive, not just after. These modern policies allow you to access part of your coverage if you face a serious illness, injury, or financial hardship—offering peace of mind and real-life security when you need it most.
Why Choose Life Insurance with Living Benefits?
✔ Financial Support During Serious Illness
Access funds if diagnosed with a critical, chronic, or terminal illness.
✔ Covers Real-Life Expenses
Use benefits for treatment, home care, travel, or everyday bills.
✔ Protects Your Family’s Lifestyle
Keeps your household financially stable when income is impacted.
✔ No Restrictions on How Funds Are Used
You decide how to spend the money—no explanations required.
✔ Still Includes Full Death Benefit Protection
Your loved ones remain financially secure even after benefits are used.
Types of Living Benefits
1. Critical Illness Benefit
Provides funds if you experience major conditions such as heart attack, stroke, cancer, or organ failure.
2. Chronic Illness Benefit
Gives access to money when you’re unable to perform daily activities or require long-term care.
3. Terminal Illness Benefit
Offers early access to a portion of the death benefit when diagnosed with a life-limiting condition.
4. Disability Income Benefit
Replaces lost income if you become unable to work due to injury or illness.